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The variable APR for purchases and balance transfers is 20.24%. For Citi Flex Plans subject to an APR, the variable APR is 20.24%. For Citi Flex Pay Plans subject to a Plan Fee, a monthly fee of up to 1.72% will apply, based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction, and other factors. The variable APR for cash advances is 29.99%. Variable penalty APR is up to 29.99% and applies if you pay late or your payment is returned. Minimum interest charge - $0.50. Fee for foreign purchases – None. Cash advance fee – either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee either $5 or 5% of the amount of each transfer, whichever is greater. No annual fee with paid Costco membership. New card members only. Additional terms and conditions apply. You will be given further information when you apply.
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