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No annual fee
Earn 3% cash back in the category of your choice: gas and EV charging stations, online shopping/cable/internet/phone plans/streaming, dining, travel, drug stores/pharmacies, or home improvement/furnishings
Earn 2% cash back at grocery stores and wholesale clubs
Earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter.
Earn unlimited 1% cash back on all other purchases.
Preferred Rewards members earn a 25%-75% rewards bonus on every purchase. Learn more about Preferred Rewards.
To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same.
0% Intro APR† for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 18.24% to 28.24% will apply.
3%† Intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%.
This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
†Please see Terms and Conditions Popup for rate, fee and other cost information, as well as an explanation of payment allocation. All terms may be subject to change.
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