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o annual fee†
Earn 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings and 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%.
Earn unlimited 1% cash back on all other purchases.
Preferred Rewards members earn a 25%-75% rewards bonus on every purchase.
To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same.
Introductory 0%† APR for your first 15 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 13.99% to 23.99% will apply. A 3% fee (min $10) applies to all balance transfers.
This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
†Please see Terms and Conditions Popup for rate, fee and other cost information, as well as an explanation of payment allocation. All terms may be subject to change.
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