Discover it: Double All the Cash Back Earned at the end of 1st Year

0% intro APR on balance transfers for 18 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
Exclusive offer: Double all the cash back you've earned at the end of your 1st year - automatically.*
5% cash back in categories that change each quarter up to the quarter like gas, restaurants and more - up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
New Freeze ItSM on/off switch lets you prevent new purchases, cash advances and balance transfers. on misplaced cards in seconds by mobile app & online.*
Free FICO® Credit Score on statements, online & by mobile app.* And 100% U.S.-based service any time.
No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
*See rates, rewards, free FICO® Credit Score terms, balance transfer terms and other info by clicking "Apply."