PayPal - 20% cash back when you use Pay in 4

1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
2. Navigate to the PayPal Rewards section
3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.