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  • Bonus offer: Earn 60,000 bonus points when you spend $4,000 in purchases within the first 3 months

  • Rewards:
    -- 5X points with hotels, 4X points with airlines, 3X points on other travel and restaurants3
    -- $50 annual statement credit with minimum $50 airline purchase

  • APR: 19.49%, 25.49%, or 28.49%, based on your creditworthiness.

  • Balance Transfers:
    Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5.

  • Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
    Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.

  • Annual Fee: $95

  • Rates & Fees

  • Citi Strata Card: 20K Bonus Points after Qualifying Purchases, 5X Points on Hotels, 3X Points at Supermarkets & More
    Chase Sapphire Preferred Credit Card: Account Opening - Earn 75,000 Bonus Points, Earn 3x on Dining and 2x on Travel
    Citi Double Cash Card: Account Opening Offer - Earn $200 Cash Back, Earn 2% Unlimited Cash Back
    Select Amex Cardholders: $50 Statement Credit w/ Purchase of $250+ Online at Sony Store
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